Volume 12, Issue 4 (II): October - December 2025

ROLE OF INSURANCE SECTOR IN NATION BUILDING (VIKSIT BHARAT)
Mr. Vinod N.
Page Number: 1 – 8

IMPACT OF FINANCIAL LITERACY IN INDIA
Manju Pal
Page Number: 9 – 15

REIMAGINING CONSUMERS IN THE ERA OF INDUSTRY 5.0: ASSESSING READINESS AND TRUST IN INDIA’S DIGITAL TRANSFORMATION
Ms. Deepika Ashok Jagwani and Dr. Alpesh Mehta
Page Number: 16 – 22

APPLICATION OF ARTIFICIAL INTELLIGENCE IN BEHAVIOURAL FINANCE: A CONCEPTUAL STUDY ON INVESTOR SENTIMENT AND PSYCHOLOGICAL BIASES IN THE INDIAN STOCK MARKET
Dr Deepa C. Chandwani
Page Number: 23 – 29

IMPACT OF AI ON LOGISTICS SECTOR
Mr. Swayam Patke and Ms. Ramaa Naniwadekar
Page Number: 30 – 35

PERFORMANCE EVALUATION OF ESG INVESTMENTS IN INDIA USING MSCI ESG RATINGS: AN ANALYSIS OF FINANCIAL RETURNS, RISK, AND INVESTOR PERCEPTION USING PRIMARY AND SECONDARY DATA (2020–2025)
Dr. Sadamhusen M. Timbaliya
Page Number: 36 – 51

GLOBAL DEVELOPMENT CRISIS: FINANCIAL DISPARITY AND INDIA'S UNEVEN SDG PROGRESS (2018–2024)
Dr. Harsha. H
Page Number: 52 – 55

A STUDY ON FEMALE CONSUMER BEHAVIOUR ON CREDIT CARD IN MUMBAI
Dr. Deepa Shivaji Jamindar
Page Number: 56 – 62

EXPLORING THE IMPACT OF SECURITY CONCERNS ON CONSUMER ADOPTION OF Q-COMMERCE FOR GROCERY AND ESSENTIAL GOODS
Dr. Rashmi Shetty
Page Number: 63 – 69

STUDENTS’ PERCEPTION AND PRACTICE OF RESPONSIBLE AI USE FOR ACADEMIC PURPOSES
Dr. Mohammed Hasim Khan
Page Number: 70 – 75

DIGITAL TRANSFORMATION IN BANKING: INVESTIGATING CUSTOMER ADOPTION IN THE FINTECH ERA
Mrs Ruchi K Agarwal
Page Number: 76 – 79

AI IN ACCOUNTING: A COMPREHENSIVE SWOT ANALYSIS
Dr. Hardik Majithia
Page Number: 80 – 85

AN STUDY ON AWARENESS OF GST RATE REVISIONS AMONG COMMERCE STUDENTS IN MUMBAI: A STEP TOWARD VIKSIT BHARAT @2047
Dr. Hardik Majithia, Mr. Pramod Pandey and Mr. Nilesh Pashilkar
Page Number: 86 – 91

THE ROLE OF INDIGENOUS FARMING KNOWLEDGE IN CONSERVING WATER RESOURCES IN RURAL AGRICULTURAL COMMUNITIES
Dr. Priti Gupta
Page Number: 92 – 97

A STUDY OF THE FACTORS AFFECTING THE GOLD PRICE MOVEMENTS IN INDIA
Shri Abhijit Ray
Page Number: 98 – 104

IMPACT OF A SIMPLE GAME ON MENTAL HEALTH: AN ANALYTICAL STUDY
Ms. Zakiya Khan
Page Number: 105 – 108

ROLE OF DIGITAL LITERACY IN STRENGTHENING MENTAL HEALTH CARE FOR VIKSIT BHARAT
Dr. Hetal Kherala
Page Number: 109 – 116

ATTITUDINAL DIFFERENCES IN PARENTS AND CHILDREN ON MARRIAGE
Ms. Anuradha Hait
Page Number: 117 – 122

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