Volume 13, Issue 1 (XVI): January - March 2026
THE STUDY OF ARTIFICIAL INTELLIGENCE IN DAILY HUMAN LIFE
Miss Bhumi J Gupta, Mr Ritesh S Kumar Patel and Dr. Dewani Om P
Page Number: 1 – 6
ARTIFICIAL INTELLIGENCE IN CREDIT RISK ASSESSMENT: A STUDY OF AI-BASED CREDIT SCORING MODELS IN INDIAN BANKING SECTOR
Dr. Dewani Om Prakashlal
Page Number: 7 – 14
AI-BASED PREDICTIVE ANALYTICS FOR EARLY DETECTION OF NON-PERFORMING ASSETS: EVIDENCE FROM INDIAN BANKS
Miss Riti S. Pal, Miss Dipshree D. Gaikwad and Dr. Dewani Om Prakashlal
Page Number: 15 – 20
AI-DRIVEN CREDIT SCORING AND ITS IMPACT ON MSME FINANCIAL INCLUSION: EVIDENCE FROM THE INDIAN BANKING SECTOR
Jayaram Mahesh Shetty, Shrivatsa Sandeep Kamath and Dr. Dewani Om Prakashlal
Page Number: 21 – 32
ROLE OF ARTIFICIAL INTELLIGENCE IN HIGHER COMMERCE EDUCATION: STUDENT’S AWARENESS, USAGES AND ACADEMIC IMPACT
Mrs. Kanti Deepak Yadav
Page Number: 33 – 38
DATA-DRIVEN PUBLIC HEALTH SURVEILLANCE USING ADVANCED MACHINE LEARNING TECHNIQUES
Mrs. Kavita Mandar Chouk
Page Number: 39 – 42
FROM AWARENESS TO APPLICATION: EXPLORING TEACHERS’ COMPETENCY IN AI-ENABLED TEACHING
Mr. Krishna Omprakash Kahar and Ms. Priti Chandraprakash Vaishnav
Page Number: 43 – 52
EFFICACY OF YOUTUBE-BASED LEARNING ON CONCEPTUAL UNDERSTANDING AMONG UNDERGRADUATE MANAGEMENT STUDENTS
Krutika Solanki
Page Number: 53 – 64
HYBRID AGREEMENT INDEX–BASED EVALUATION OF AI-ASSISTED REPERTORIZATION IN HOMOEOPATHY: A PILOT COMPARATIVE STUDY IN RESOLVED HYPOTHYROIDISM CASES
Dr. Libin Job and Dr. T. Himavani
Page Number: 65 – 74
THE IMPACT OF ARTIFICIAL INTELLIGENCE AND ROBOTICS ON EMPLOYMENT LAW AND LABOUR RIGHTS IN INDIA
Dr. Manisha Nehete and Mr. Vilas Mahajan
Page Number: 75 – 84
ARTIFICIAL INTELLIGENCE–ENABLED SMART ELECTRONIC VOTING MACHINE (AI-SMART EVM): A COMPREHENSIVE CONCEPTUAL AND SIMULATION-BASED FRAMEWORK FOR SECURE, TRANSPARENT AND ACCOUNTABLE DEMOCRATIC GOVERNANCE
Mr. Neerajkumar Chaurasia and Ms. Rakhi S. Chaturvedi
Page Number: 85 – 89
HYBRID INTELLIGENCE IN SYSTEMATIC DETECTION OF ADDICTIVE DESIGN: A PATTERN-BASED APPROACH
Omkar S. Barbade, Amit K. Mogal and Madhukar N. Shelar
Page Number: 90 – 96
AN AI FRAMEWORK FOR EARLY IDENTIFICATION OF AT-RISK STUDENTS TO IMPROVE LEARNING OUTCOMES
Sandhya Petchimuthu and Prachi Mahajan
Page Number: 97 – 104
NAVIGATING THE AI REVOLUTION: EXPLORING HR STRATEGIES, KNOWLEDGE MANAGEMENT, AND SOCIETAL IMPLICATIONS IN A MULTIDISCIPLINARY LANDSCAPE
Mrs. Pratibha Jithesh
Page Number: 105 – 115
TRANSFORMING COMMERCE THROUGH ARTIFICIAL INTELLIGENCE: A PRIMARY STUDY OF KNOWLEDGE, SOCIETY, AND BUSINESS PRACTICES
Dr. Rambali R. Maurya
Page Number: 116 – 127
THE STUDY OF ARTIFICIAL INTELLIGENCE IN EDUCATION: ENHANCING TEACHING AND LEARNING
Miss Sanjana B. Vanjare, Miss Swarali D. Devale and Dr. Dewani Om P
Page Number: 128 – 133
ARTIFICIAL INTELLIGENCE (AI) AND WASTE MANAGEMENT: DATA-DRIVEN SUSTAINABILITY
Mrs. Smita Sandeep Jadhav
Page Number: 134 – 138
MATHEMATICAL FOUNDATIONS AND OPTIMIZATION TECHNIQUES FOR AI IN CLOUD COMPUTING ENVIRONMENTS
Mr. Krishna Anil Menon, Mrs. Anjaneeka Udaykumar Chettiar and Ms. Shruti Govind Bhandi
Page Number: 139 – 142
ADVANCES IN AUTOMATED DATA PREPROCESSING: TRENDS AND CHALLENGES FROM 2020 TO 2026
Shubham B. Ambekar, Amit K. Mogal and Madhukar N. Shelar
Page Number: 143 – 150
THE IMPACT OF AI RELIANCE ON CRITICAL THINKING AND COGNITIVE GROWTH IN ACADEMIC SETTINGS
Sujata Thube
Page Number: 151 – 155
DEEP LEARNING FRAMEWORK FOR HANDWRITTEN DIGIT RECOGNITION AND AUTOMATED EXAMINATION SCORING: A RESEARCH PAPER ON NEURAL NETWORKS, MNIST TRAINING, AND EDUCATIONAL PRODUCTIVITY
Vaishali Gavandi
Page Number: 156 – 163
ARTIFICIAL INTELLIGENCE AND CORPORATE GOVERNANCE: THEORETICAL INSIGHTS FROM THE MEDIA AND ENTERTAINMENT INDUSTRY
Vidhi P. Chandra
Page Number: 164 – 168
हिन्दी इलेक्ट्रॉनिकी (RI) से आर्टिफिशियल इंटेलिजेंस (AI) के दौर में : हिंदी भाषा में रोजगार के अवसर और संभावनाएं
ज्योति शेरावत
Page Number: 169 – 173
समाज पर कृत्रिम बुद्धिमत्ता (AI) का प्रभाव
डॉ. भारती ठाकुर
Page Number: 174 – 178
ARTIFICIAL INTELLIGENCE IN EDUCATION: TRANSFORMING LEARNING IN THE DIGITAL AGE
Dr. Barkha Shamnani
Page Number: 179 – 184
A STUDY OF FACULTY PERCEPTION OF ARTIFICIAL INTELLIGENCE IN HR PRACTICES IN HIGHER EDUCATION: A FUTURE PERSPECTIVE
Deepti Mahuli and Dr Saumitra Sawant
Page Number: 185 – 194
DEVELOPMENT OF ECO-FRIENDLY EDIBLE COATING SPRAY FOR EXTENDING SHELF-LIFE OF FRUITS AND VEGETABLES: FUTURE INTEGRATION WITH ARTIFICIAL INTELLIGENCE-BASED SMART MONITORING SYSTEMS
Dr Bhavini Dand and Ms. Shashi Mishra
Page Number: 195 – 197
STRENGTHENING CRIMINAL PROCEEDINGS IN INDIA THROUGH ARTIFICIAL INTELLIGENCE AND DATA ANALYTICS
Dr. Kavita Sharma and Shristi Sharma
Page Number: 198 – 204
AN IMPACT OF AI ON KHO KHO PLAYERS IN DIGITAL MARKETING AND THE GROWTH OF COLLEGE PLAYERS OF MUMBAI CITY DISTRICT
Mr. Jayesh Pawar
Page Number: 205 – 207
ARTIFICIAL INTELLIGENCE AND ITS RELATIONSHIP WITH THE HUMANITIES
Asst. Prof Neelam Kashinath Vishwakarma
Page Number: 208 – 214
A STUDY ON ROLE OF AI AS A REVOLUTION FOR WOMEN EMPOWERMENT IN EDUCATION
Mrs. Pooja Ankit Singh and Dr. Sumita Shankar
Page Number: 215 – 219
ARTIFICIAL INTELLIGENCE HORIZONS: TRANSFORMING KNOWLEDGE, SOCIETY AND INNOVATION ACROSS DISCIPLINES AND INDUSTRIES THE ROLE OF GENERATIVE AI IN TRANSFORMING EDUCATION AND KNOWLEDGE CREATION
Mrs. Priyanka Hemant Patil and Mrs. Sampurna Amey Sarode
Page Number: 220 – 224
A STUDY ON ROLE OF ARTIFICIAL INTELLIGENCE ON INVESTMENT STRATEGY OF GENERATION Z
Sanketa Mahadev Minal Parab
Page Number: 225 – 231
DIGITAL TRANSFORMATION IN FINANCE WITH ARTIFICIAL INTELLIGENCE
Prof. Seema T. Ughade
Page Number: 232 – 235
FROM SOCIAL EQUITY TO DIGITAL PARITY: A COMPARATIVE STUDY OF SHAHU MAHARAJ’S EDUCATIONAL REFORMS AND THE CHALLENGES OF ARTIFICIAL INTELLIGENCE
Mr. Shramik Sopan Kharat and Dr. Mangesh Gangaram Sawant
Page Number: 236 – 241
THYROSENSE: A MULTI-MODAL MACHINE LEARNING FRAMEWORK FOR EARLY DETECTION AND CONTINUOUS MONITORING OF THYROID DISORDERS
Soham Sharma
Page Number: 242 – 253
SPEND ANALYTICS FOR PROCUREMENT OPTIMIZATION: A CASE STUDY USING MACHINE LEARNING
Swara Prabhu
Page Number: 254 – 260
THE ENVIRONMENTAL COST OF ARTIFICIAL INTELLIGENCE: ASSESSING ITS NEGATIVE ECOLOGICAL IMPACTS
Asst Prof Prachi Raorane
Page Number: 261 – 269
AI INFLUENCERS AND VIRTUAL CELEBRITIES: CULTURAL IMPLICATIONS OF VIRTUAL INFLUENCERS ON INSTAGRAM
Mrs. Harsha Shirish More
Page Number: 270 – 278
ARTIFICIAL TECHNOLOGICAL FORECASTING & SOCIAL CHANGE
Prof. Sneha S. Patil
Page Number: 279 – 294
शोध निबंध: मराठी भाषेच्या विकासात कृत्रिम बुद्धिमत्तेचे (AI) योगदान आणि संधी
प्रा. प्रेरणा राजेश जगताप
Page Number: 295 – 297
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